Description: Seller will carry 1st TD at 6% with 20 percent down to buyer with 680 or above credit score. Just remodeled 3br 2ba with optional 4th bedroom in great San Carlos neighborhood. New dual pane windows, roofing, water heater, kitchen cabinets with quartz countertops, stainless steel appliances. Two separate mini split HVAC systems. Extra large living room with free standing gas fireplace plus large family room with wood fireplace that works well as a 4th bedroom