Description: **Seller will contribute $5,000 towards closing costs with preferred lender! Ask about $0 down USDA loan!** Here's your opportunity to own a house in Effingham for under $200,000! This cute little bungalow will make a great starter home! The inside has been completely renovated and features all new paint and flooring, new windows, and new granite countertops. The HVAC was just installed and the roof appears to only be a few years old. This location is only 10-15 minutes from beautiful downtown Springfield and about 25 minutes from the city of Rincon.